Black Americans More Unbanked than Whites

Recent studies have found that when it comes to using cash checking services or other alternative financial services that blacks are unbanked or underbanked at a much higher rate than whites. This news comes via a new report that was released by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent government agency […]

How to Save Money on Mobile Phone Plans

The mobile phone industry has been going through quite a shake-up in recent months. It used to be that consumers had little-to-no choice when it came time to purchase a subsidized phone from one of the major mobile carrier companies. Typically, consumers wound up with a new phone, but they also had to sign up […]

Here is why the Banks are Getting Away from Money Transfers

There is a growing trend among U.S. banks to get out of the money transfer business altogether. There have been plenty of high profile money laundering scandals, along with very stiff fines handed down, that have resulted in the big banks becoming a bit leery of offering money transfer services to their customers. JP Morgan, […]

Avoid These Major Mortgage Mistakes

Getting a mortgage can be terrifying yet exciting. On one hand you are going to be getting your own home, but on the other you are knowingly going to be in debt for years. Not only that the whole process of getting a mortgage is long and complicated. Do not let it be any more […]

Behavior and Debt

Debt can be a difficult thing. It is easy to get into but difficult to get out of. Once you are in it, it can seem almost impossible to get out. There is light at the end of the tunnel, however, it will take work on your part. When there is debt in one’s life […]

Stop Making These Budgeting Mistakes

Having a budget is great. It can help you to cut back and save money. You must be careful however; there are mistakes than can be made. If you do make these mistakes you can change them so that you get your budget back on the right path. The first budgeting mistake that you should […]

Financial Tips for Anyone

Everyone can use a tip or two from time to time. There are some things that everyone should do to keep their financial future in tack. They are simple things that will help you keep from spending too much, and help you to save more money. The first thing you need to do is to […]

Tips to Lower Your Gas Bill

In the current economy most people are trying to save where they can. One thing they can do to save money would be to lower their gas bill. There are ways to do this throughout the whole year. That savings can add up and be used for something else. If you have a room such […]